Rayalde Financial Services — Powered by 250+ Lenders

Why settle for one bank when you can have over 250 lenders competing for your business?
We shop the market for you to secure the most competitive loan—whether you're purchasing your first home, investing, or refinancing.

Loan Solutions We Offer

Government & Traditional Loans

  • FHA (including down to 500 FICO)

  • VA (Veterans Affairs)

  • USDA (Rural)

  • Conventional (Fixed & Adjustable Rates)

  • 203K Renovation Loans

  • DPA (Down Payment Assistance)

  • Jumbo & High Balance Loans

🔹 Alternative Credit Solutions

  • No FICO Score (FHA & VA)

  • ITIN & DACA Loans

  • Bank Statement Loans

  • I/O (Interest-Only Loans)

  • All-In-One Loans

  • BK & Foreclosure Programs

🔹 Real Estate Investor & Construction Loans

  • DSCR (Debt-Service Coverage Ratio)

  • Commercial Loan

 

  • Fix & Flip Loans

  • Bridge Loans

  • 1-Time Close Construction

  • Commercial & Church Loans

  • Hard Money

  • Land, Lot & Farm Loans

  • Hobby Farm Loans

🔹 Specialty Loan Programs

  • Manufactured Homes

  • Non-Warrantable Condos

  • Doctors Loans

  • Reverse Mortgages

  • Foreign National Loans

  • 40-Year Terms

  • HELOC & Piggyback Loans

  • No-Income Verification

 

Additional Services

 

  • Full credit & income pre-approvals

  • Rate comparisons from 250+ lenders

  • Personalized mortgage planning

  • Refinance reviews to save on interest or remove PMI

  • Fast closings and mobile-friendly applications